Asset-backed private lending for real estate development. Support neighborhoods you believe in and follow construction milestones.
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Real estate development financing means more than moving capital. It means creating neighborhoods where families build memories, where quality construction meets thoughtful design across high-demand European markets.
At BrickFinance, you are not just a lender - you are a financing partner in tangible property development.
Track every milestone from groundbreaking to delivery through structured reporting.
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Track every milestone from groundbreaking to delivery through structured reporting.
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Gain early access to purchase properties in developments you helped finance.
BrickFinance operates as the internal financing arm of our real estate development group. We raise non-public business loans from a verified circle of private lenders with whom we maintain long-term relationships
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All raised capital is directed exclusively into our fully owned development SPVs, covering land acquisition, re-zoning, redevelopment, and construction of residential properties. We do not run a marketplace, do not finance third-party developers, and do not engage in public fundraising.
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The BrickFinance platform serves as a secure interface where verified lenders monitor loan agreements, track construction progress through detailed reporting, and maintain direct access to our development leadership. All loans are concluded directly between lenders and BrickFinance Group OÜ.
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We do not build everywhere, we build where fundamentals are strongest.
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Valencia's Mediterranean climate and strong infrastructure drive consistent residential demand. We focus on high-growth suburban districts with below-market land acquisition strategies.
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Strategic projects in high-value Italian markets. Our off-market acquisition strategy provides access to undervalued opportunities with government insurance backing.
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Our longest-established market since 2008 offers diverse project portfolio, from award-winning student housing to commercial reconstruction.
Economic fundamentals, transparent regulatory environments, local expertise with on-ground teams, and proven track record in each location.
Your relationship with BrickFinance extends beyond standard lending transactions. You finance tangible property developments, and you are invited to access purchasing opportunities in projects you support.
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Stage 1
Review, detailed project plans. Choose developments that match your criteria for quality, location, and market fundamentals.
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Stage 2
Receive regular updates showing your development taking shape. Track milestones through your private dashboard.
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Stage 3
Schedule site visits to inspect properties firsthand. Meet development teams. Experience construction quality in person.
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Stage 4
When ready for European property ownership, receive early information on properties in developments you financed, before public listings.
Your capital finances real properties you can visit, inspect, and potentially own
Connect with other lenders who share your approach to asset-backed lending
Finance properties in locations with proven residential demand
Priority purchasing possibilities in developments you supported
Full visibility from groundbreaking to final delivery
Structured Holdings Group with Full Asset Control and 100% Group-Owned Development Projects
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Capital Deployed
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We co-finance
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Asset-Backed
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Track Record
* Past performance does not guarantee future results. All lending involves risk.
We finance our own projects through a verified circle of long-term lending partners. Here's why that structure matters:
Your capital finances residential properties where families actively want to buy, Valencia, Riga, and select Italian markets. Strong demand means reliable exits.
Why It Matters:
Direct agreements: No marketplace middlemen or commissions
Single counterparty: All loans go to BrickFinance-controlled SPVs, not scattered developers
Aligned interests: Our capital and reputation ride alongside yours
We have navigated the financial crisis, European debt crisis, and COVID-19. Not one default. Not one delayed repayment.
* Past performance does not guarantee future results.
Why It Matters:
Crisis-tested: 17 years of delivery through economic disruptions
Conservative approach: Risk systems refined by real market stress
Multi-market spread: Spain, Latvia, Italy reduce concentration risk
Every property is fully owned by our group. No joint ventures. No hidden partners. No complex structures.
Why It Matters:
Full control: We make all decisions without external approval
Single accountability: One company owns, develops, and answers for every project
Open doors: Visit any development at GPS-verified locations
We control everything, land acquisition, architecture, construction, sales, and management. Nothing outsourced to parties we do not control.
Why It Matters:
No contractor risk: We do not depend on external builders who might fail
Cost control: No third-party markups
Quality guaranteed: Our name is on every project
Over 30 professionals across legal, architectural, engineering, construction management, sales, and financial disciplines.
We have structured our lending relationships to be simple, transparent, and secure.
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"Submit a Request to join Our Verified Circle"
Submit a request to join our verified lender circle.
You'll provide:
• Valid government-issued ID
• Basic background information
• Confirmation you understand lending risks
• Signed agreements and disclosures
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"Access Our Development Projects"
Access detailed documentation in your private dashboard.
You'll see:
• Project overview and timeline
• Security structure and asset details
• Risk disclosures
• Full contractual terms
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"Provide Financing & Monitor Progress"
Transfer funds and monitor progress through structured reporting.
You'll track:
• Interest accrual per your agreement
• Construction photos with dates
• Milestone achievements
• Completion timelines
Our private lender relationships extend beyond financing. Partners receive structured visibility, tangible security, and early purchasing access
• Monthly updates: Construction photos and quarterly progress reports.
• Site visits: Schedule supervised visits, meet teams, inspect quality firsthand.
• Real assets: Finance properties you can visit and monitor—not abstract products.
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• Early Notification: Receive property details before public marketing.
• Priority selection: Express interest before sales campaigns begin.
• Seamless transition: Move from lending partner to property owner when ready.
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Our lending partners are not just earning returns-they gain deep insight into every development. When ready for European property ownership, that knowledge becomes a real advantage.
Discipline, transparency, and proven operations, applied to every project.
We invest our own capital alongside our lenders. True skin in the game.
Every loan is secured by tangible real estate under development.
Registered ownership: Land and property recorded with government authorities.
Full documentation: GPS coordinates, public registry records, independent valuations.
Conservative ratios: Prudent loan-to-value across all projects.
Full control from land acquisition to final delivery. No external developers. No contractor dependencies.
Direct accountability: We answer for timelines and quality.
30+ professionals: Legal, architecture, engineering, construction, and sales in-house.
Cost efficiency: No third-party markups or developer margins.
• Rigorous due diligence: Every project analysed before presentation to lenders.
• Multi-market operations: Spain, Latvia, Italy reduce concentration risk.
• Regular reporting: Construction photos, milestone summaries, progress updates.
